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This property qualifies for Security Deposit Options! Move in without having to have the security deposit paid upfront! Contact Spence Properties for more details!

This well-maintained townhome offers 2 bedrooms and 1.5 bathrooms, featuring a comfortable layout. The downstairs area includes beautiful wood laminate and tile flooring throughout, with neutral paint tones that complement any décor style.

The kitchen is equipped with an electric stove, built-in dishwasher, and refrigerator, and includes glass sliding doors leading to the backyard for easy outdoor access. Indoor laundry room for convenience.

Upstairs, both bedrooms feature ceiling fans, carpeting, and spacious closets. Two reserved parking spaces are located directly in front of the unit. Fenced backyard for your enjoyment!

Pets allowed with owner approval, refundable pet deposit and pet rent.

Contact Spence Properties at 850-826-1838 or visit www.myspenceproperties.com for more information.
#1012681

Fort Walton Beach

217 Oak Street A

2 Beds

1 Baths

1,072 Sq.Ft.

$1,550

MLS#: 1012681

Skip the traditional security deposit with Obligo! Qualified applicants may have the option to move in without paying a large upfront cash security deposit through Obligo, helping keep more money in your pocket at move-in. Ask us for details and qualification requirements.

Stunning 3-bedroom, 2.5-bath home with a 2-car garage located in the heart of Crestview! This newer-built home offers a spacious, modern layout with plenty of room to spread out, plus lawn care is included in the rent and a washer and dryer are included!

Step inside to an inviting open floor plan featuring easy-to-maintain LVP flooring throughout the main living areas. The beautiful kitchen is designed for both everyday living and entertaining, featuring stainless steel appliances, a large breakfast bar, pantry, ample cabinet and counter space, and an open view into the main living area.

Upstairs, you'll find all four bedrooms along with a small loft area that provides extra flexible space for an office, bonus area, or additional sitting area. The conveniently located upstairs laundry room includes the washer and dryer, making laundry day easy without carrying everything up and down the stairs.

Outside, enjoy a fenced-in backyard with plenty of room to relax, entertain, or enjoy the Florida sunshine. Even better, lawn care is included in the monthly rent, giving you the benefits of a maintained yard without adding another chore to your list! Available September 1, 2026.
Pets allowed with owner approval, pet rent, and refundable pet deposit.

Contact Spence Properties at 850-826-1838 or visit www.MySpenceProperties.com for more information.
#1012667

Crestview

198 Wainwright Drive

3 Beds

2 Baths

1,875 Sq.Ft.

$1,995

MLS#: 1012667

Welcome to your dream home in the Sunny Hills Classic Community! The Abernathy Plan offers a seamless open-concept design that integrates Living, Dining, and Kitchen areas--perfect for hosting guests or relaxing in comfort. Enjoy energy-efficient Low-E insulated windows throughout. The gourmet Kitchen boasts beautiful cabinetry, quartz countertops, and Stainless Steel Appliances. The serene primary suite offers a private bath with dual vanities and a walk-in closet. The home boasts two additional bedrooms. A 2-car garage adds convenience, while energy-efficient Low-E insulated dual-pane windows and a 1-year limited home warranty provide added peace of mind. 
Located just off Hwy. 77, 30 miles north of Panama City and 12 miles South of Interstate 10, Sunny Hills is the perfect place to call home! Sunny Hills is the largest platted subdivision in Northwest Florida and has nearly 4000 acres of green belts and natural preserves, multiple lakes with swimming and boat launch areas, and an 18 hole golf course.
Ask sales counselor about new enhanced kitchen cabinet features and updated farmhouse style trim package!
#1012630

Chipley

4100 Olive Place

3 Beds

2 Baths

1,290 Sq.Ft.

$211,990

MLS#: 1012630

*** Willing to subdivide**** This 38-acre parcel of land at Pipeline Rd and Hwy 390 adjacent to the new Publix shopping center off Hwy 231 , offering a unique opportunity for both commercial and residential development. This location is perfect for businesses looking to establish a strong presence on a major thoroughfare in Bay County. This property offers a wide range of possibilities for development. Whether you're looking to build a shopping center, storage facility, or office complex, this land is ready for your vision. The property is also suitable for residential development, with ample space for single-family homes, townhouses, or apartments. The location of this property is unbeatable. Situated in the heart of north Panama City, it offers easy access to major highways and transportation routes. The area is home to a thriving business community, with a diverse range of industries represented. This makes it an ideal location for businesses looking to expand or relocate. The property itself is a blank canvas, ready for your creative touch. Contact us today to schedule a viewing and see for yourself why this property is the perfect choice for your next project.
#1012692

Panama City

000 Hwy 390

None Beds

None Baths

38.0 acres

$3,750,000

MLS#: 1012692

Welcome to 78 Ann Magnolia Lane at Magnolia Lane in Santa Rosa Beach, Florida--an inviting new construction home thoughtfully designed for modern coastal living. Currently under construction, this 4-bedroom, 2.5-bath home offers a functional floor plan with stylish finishes, flexible spaces, and everyday conveniences buyers are looking for in a newly built home.

A covered front porch creates charming curb appeal, while the welcoming entry opens to a versatile front flex space ideal for a home office, formal dining room, playroom, or quiet sitting area. Inside, durable EVP flooring throughout enhances the home with a clean, cohesive look and low-maintenance appeal. The bright open-concept living and dining area is designed for comfortable everyday living and easy entertaining. The kitchen blends style and functionality with quartz countertops, a convenient corner pantry, matte black fixtures, and a full appliance package including stove, microwave, dishwasher. Coordinated matte black fixtures continue into the bathrooms, adding a modern designer touch throughout the home.

All bedrooms are located on the second level along with the laundry room, creating a convenient layout for daily routines. The spacious primary suite features a private ensuite bath with a soaking tub, separate tile shower with frameless glass enclosure, and a large walk-in closet connected to the bathroom. Two guest bedrooms also include walk-in closets, offering generous storage.
#1012639

Santa Rosa Beach

78 Ann Magnolia Lane

4 Beds

2 Baths

2,200 Sq.Ft.

$629,541

MLS#: 1012639

Brand new construction with a custom home feel! Situated on a desirable corner lot, this thoughtfully built home combines upgraded materials, custom finishes, and added privacy. A natural stream area located beyond the property boundary, a spacious corner lot, and a wooded area behind the home create a more private setting with added space between neighboring properties.

Inside, you'll find quartz countertops, custom finishes, stainless steel appliances, and quality construction throughout. The builder has incorporated upgraded materials throughout the home for added quality and durability. Ply Gem vinyl windows with Low E glass provide added energy efficiency and comfort, while sod will be included across the front yard and portions of the side yard.

A builder warranty provides additional peace of mind with your new home purchase. Construction is currently underway with completion projected for the first week of November. Completion timeframe is estimated and subject to change as construction progresses.

From the upgraded materials to the thoughtful finishes and natural setting, this home was designed to offer more than your typical new construction. Enjoy the look and feel of a custom home with the benefits of brand new construction without having to start from the ground up.
#1012655

DeFuniak Springs

286 Larkspur East Avenue

3 Beds

2 Baths

1,364 Sq.Ft.

$280,000

MLS#: 1012655

Discover coastal living at its finest in this inviting condo nestled within the gated Seascape Golf, Beach & Tennis Resort. This well-located unit in the sought-after Golf Villas / Garden Villas community offers the perfect blend of relaxation and recreation on Florida's Emerald Coast.

Enjoy convenient access to Seascape's outstanding amenities, including approximately 2,000 feet of private sugar-white sand beach with emerald Gulf waters, multiple community pools, an on-site championship golf course, tennis and pickleball courts, playgrounds, walking paths, and on-site dining options such as the popular Whale's Tail Beach Bar & Grill. The resort's central Miramar Beach location places you near shopping, restaurants, and attractions, with easy proximity to Destin and Scenic Highway 30A. 

Typical of the Breakwater Bay Garden Villas (low-rise buildings with a handful of units), this unit features a comfortable 2-bedroom, 2-bathroom layout, open living/dining areas, a full kitchen, and private patio. This unit overlooks resort grounds providing a peaceful setting just a short stroll or quick ride to the beach.

Whether you're seeking a primary residence, vacation getaway, or investment property with strong rental potential in a full-amenity gated community, Unit 7E at 24 Breakwater Bay delivers the classic Seascape lifestyle. Any information contained in this listing is believed to be accurate but is not guaranteed and should be verified by buyer and agent.
#1012677

Miramar Beach

24 Breakwater Bay 7E

2 Beds

2 Baths

1,135 Sq.Ft.

$364,000

MLS#: 1012677

LOCATION, LOCATION, LOCATION! Welcome to Inlet Sands #105, an inviting coastal retreat in the heart of Inlet Beach offering simplicity, convenience and laid-back beach living. Set within a charming low-rise, low-density community of just 18 residences, this studio is an ideal personal getaway, second home or vacation rental opportunity just moments from the sugar-white sands of the Gulf.

Thoughtfully refurbished, the studio makes excellent use of its space with built-in bunks and comfortable accommodations for up to four guests. Owners and guests enjoy a community pool, grilling area with gazebo, on-site laundry facilities and the added appeal of low HOA dues.

Experience the effortless 30A vacation lifestyle where the beach, dining, shopping and some of the area's most iconic communities are all just a walk or bike ride from your door. Perfectly positioned in Inlet Beach at the east end of Scenic Highway 30A, you're within easy reach of Rosemary Beach, Seacrest Beach and 30Avenue, along with an incredible collection of restaurants, boutiques, coffee shops and local favorites.

Best of all, Inlet Beach access is just steps away, making it easy to grab your beach bag and be on the sugar-white sand and emerald waters in minutes. No loading up the car, searching for parking or complicated beach-day logistics. Hop on a bike to explore Rosemary Beach and Seacrest, cruise the 30A bike path, stop for lunch or shopping, and head back to the beach for sunset. This is what a 30A getaway should feel like--park the car, kick off your shoes and enjoy everything surrounding you.

Whether you're looking for a personal beach escape, a second home, or a vacation rental opportunity, Inlet Sands #105 delivers the flexibility, convenience, and easy coastal lifestyle buyers and vacationers want.

Here, vacation really can begin the moment you arrive.
#1012702

Inlet Beach

126 S Walton Lakeshore Drive # 105

None Beds

1 Baths

478 Sq.Ft.

$539,000

MLS#: 1012702

Available October 15, 2026 -- Month-to-Month or 6-Month Lease.


Spacious, newly remodeled 2-story townhome in Destin, fully equipped and ready for immediate move-in.


Fully furnished and turnkey,
Kitchen fully equipped with cookware, dishes, and silverware.
Washer & dryer included,
1-car garage + parking for 2 additional vehicles.
Community pool,
Lawn maintenance and trash included.
Pets considered with owner approval.
No indoor smoking.


Furniture: The home is furnished and ready to enjoy. Tenants who wish to keep the existing furniture may do so for a small additional monthly fee. If you prefer to bring your own furniture, the existing furnishings will be removed before move-in.


Lease Terms:


Month-to-month: Renters insurance required; utilities additional and determined at the time of the rental agreement.
6-month lease: One-month security deposit required.
#979607

Destin

1014 Airport Road 105

3 Beds

2 Baths

1,440 Sq.Ft.

$2,399

MLS#: 979607

Welcome to Nautilus 1204, a spacious Gulf front condo on Okaloosa Island offering beautiful water views, generous living spaces, and an established rental history. This furnished 2 bedroom, 2 bath residence features approximately 1,100 square feet and a desirable Gulf front primary bedroom, allowing you to wake up to views of the emerald waters and sugar white sand. Both the primary suite and living area open to the private Gulf front balcony, creating an inviting setting for morning coffee, sunsets, and year round coastal living.

The spacious floorplan offers large rooms and excellent separation between the bedrooms, making the property equally well suited for a primary residence, second home, or vacation rental investment. Thoughtful updates include tile flooring, new cabinetry in the kitchen and both bathrooms, under cabinet kitchen lighting, upgraded sliding glass doors, and upgraded bedroom windows.

With nearly $60,000 in gross rental revenue in 2025, Nautilus 1204 presents an attractive opportunity for buyers seeking an income producing beachfront property in Fort Walton Beach. Nautilus offers direct beach access, a community pool, grilling areas, convenient parking, and an onsite rental office, all just minutes from popular Okaloosa Island dining, boating, shopping, and entertainment. Enjoy the best of Emerald Coast real estate with Gulf front views, a spacious interior, and the flexibility to make this property your full time beach retreat, or investment property.
#1012626

Fort Walton Beach

660 Nautilus Court 1204

2 Beds

2 Baths

1,062 Sq.Ft.

$555,000

MLS#: 1012626

Spence Properties is proud to offer Obligo, a modern security deposit alternative designed to make moving easier and more affordable for qualified residents. With Obligo, approved tenants may enjoy a deposit-free move-in option rather than paying a traditional security deposit upfront.
Perfectly located in South Crestview, this spacious 4-bedroom home offers fantastic curb appeal, a large yard, and a floor plan designed for comfortable Florida living! Home has new carpet in bedrooms (not shown in photos).

From the moment you pull up, this home is sure to impress with its attractive exterior and expansive yard. Step inside to an open and inviting floor plan featuring hard-surface flooring throughout the main living areas, vaulted ceilings, and neutral walls ready to complement any décor.
The home offers plenty of space with both a dedicated office and formal dining room. The spacious kitchen features a breakfast bar along with a separate eat-in dining area, providing multiple options for everyday meals and entertaining.

The primary suite is a true retreat, offering generous space, walk-in closets, a tray ceiling, ceiling fan, and private access to the covered back porch. The en-suite bathroom features double vanities, a walk-in shower, and a separate Jacuzzi soaking tub.
Three additional bedrooms are spacious and thoughtfully arranged in a split-bedroom floor plan, providing additional privacy for everyone in the home. Outside, enjoy a fully fenced backyard, sprinkler system, covered back porch, and covered front porch. A two-car garage provides additional parking and storage space.

This South Crestview home combines space, privacy, functionality, and a fantastic location into one impressive rental property!

Pets allowed with owner approval, pet deposit, and pet rent.

Contact Spence Properties at 850-826-1838 to learn more about the application and viewing process, or visit www.MySpenceProperties.com to view additional photos and a full list of our available rentals.
#1012669

Crestview

319 Sidewinder Loop

4 Beds

2 Baths

2,173 Sq.Ft.

$2,225

MLS#: 1012669

Welcome to this 2021 build 3 bedroom, 2 bathroom home in Navarre - perfectly located just minutes from shopping, dining, grocery stores, and of course the white sands and Emerald waters of Navarre Beach. With no HOA and proven success as a short term rental, this turn-key home is being offered fully furnished and is move-in-ready - perfect for investors to start earning immediate income, anyone looking for a second home getaway in Florida, or for a smooth and easy move for a first time homebuyer! Featuring an open concept Main living space and a split floor plan for maximum functionality. Complete with upgraded finishes such as LVP flooring throughout all common and wet areas, an elegant tray ceiling in the main living area, a beautiful chef's kitchen with center island with above pendant lighting, granite countertops, stainless steel appliances, plenty of gorgeous taupe cabinetry, and more! The oversized primary suite has its own ensuite with double vanity, tiled walk-in shower, separate soaking tub, and the most amazing oversized walk-in closet. Outside is built for entertaining - with an extended driveway and covered patio in the front of the house, as well as a covered patio in the backyard with an extended concrete pad that leads to the most awesome pole barn style outdoor bar/grill area with a covered firepit! With plenty of room left for a pool!
#1012632

Navarre

2734 Jewell Road

3 Beds

2 Baths

1,700 Sq.Ft.

$399,900

MLS#: 1012632

Rare 0.91-Acre Vacant Residential Homesite Near Perdido Bay! Discover an exceptional opportunity to own nearly an acre in the established Ramsey Beach community, offering Perdido Bay views, coastal surroundings, and convenient access to boating, fishing, and outdoor recreation. With approximately 39,639 square feet, this spacious, partially cleared parcel provides an attractive setting for a custom home, coastal retreat, or long-term land investment. Much of the important preliminary work has already been completed. The seller is providing a professional geotechnical exploration, current property survey, wetland delineation, and Florida-certified architectural plans with structural engineering, giving the next owner valuable information and resources when moving forward with planning, permitting, and construction. Optional neighborhood association membership provides access to a private bayfront community park on Perdido Bay featuring a boat launch, picnic area, and expansive bay views. Enjoy convenient opportunities for boating, fishing, kayaking, paddleboarding, and experiencing the Northwest Florida coastal lifestyle just minutes from the property. The partially cleared 0.91-acre vacant residential lot fronts a paved county road and already has a driveway culvert in place. Public water is available, adding another valuable feature for buyers searching for a residential building lot in Pensacola. Enjoy the combination of space, privacy, and convenience with access to Pensacola, Perdido Key, shopping, dining, recreation, major roadways, and Gulf Coast destinations. Whether you're searching for vacant residential land in Pensacola, a custom home site, acreage near Perdido Bay, land with community boat access, or property for a future home, this distinctive Ramsey Beach parcel offers an appealing combination of location, size, and coastal lifestyle. Bring your plans and explore the possibilities of owning nearly one acre near Perdido Bay in Northwest Florida.
#1012674

Pensacola

3558 Mai Kai Drive

None Beds

None Baths

0.88 acres

$79,999

MLS#: 1012674

A little bit of country, a peek-a-boo view of the bay, and a whole lot of custom! Tucked into the quiet, desirable LaGrange Shores community, this exceptional half-acre property offers privacy, space, room for your boat or RV, and NO HOA. From the impressive 8' Craftsman front door to the 10' foyer with white shiplap, custom details are found throughout this beautifully designed home.
The open living area features a double tray ceiling, brick gas fireplace and French doors overlooking the fenced backyard. The stunning kitchen showcases Fantasy Brown leathered granite, a custom herringbone backsplash, white shaker cabinetry, under-cabinet lighting, a custom range hood, and a 10' island with deep composite sink. New stainless 5-burner gas range with double oven accommodates the pot filler perfectly.
Beautiful 6'' wire-brushed Hickory hardwood floors run throughout the home--NO CARPET! The spacious primary suite offers backyard access, a shiplap accent wall and a spa-like bath with a massive soaking tub, double-head shower, quartz counters and two custom-fitted walk-in closets. Three additional bedrooms and full bath enjoy privacy on their own side of the home.
An oversized 24'6'' x 24' garage accommodates a full-size truck and includes an epoxy floor and walk-in closet. Outside, you'll find a large powered and lighted shed, fenced side and back yards, RV hookup and plenty of room for outdoor toys. Tankless water heater, custom trim and built-ins complete the package. A true hidden gem for those seeking peace, space and exceptional craftsmanship--with the bay just beyond your doorstep and the Freeport Marina minutes away.
#1012636

Freeport

184 Magnolia Drive

4 Beds

2 Baths

2,870 Sq.Ft.

$675,000

MLS#: 1012636

Rustic Old Florida Charm a rare opportunity to own a charming piece of Old Florida just approximately 300 yards from the beach and close to everything that makes the 30A lifestyle so appealing. With its rustic charm, eclectic character, and relaxed coastal feel, this cottage has a personality all its own.
Natural light fills the home through sliding glass doors, creating bright and inviting living spaces, while a partial water view adds to the coastal setting. The spacious primary suite features a large bathroom with a soaking tub, walk-in shower, and double vanity. Both bathrooms feature granite countertops.
Outside, the fenced backyard and large patio provide a private setting for outdoor entertaining, grilling, or simply enjoying the Florida sunshine. A full-size washer and dryer add convenience, while concrete block construction offers durability.
The location is a standout, with the beach approximately two minute walk away, Oyster Lake nearby, and an assortment of restaurants, bars, and local favorites within easy reach. Whether you're looking for a primary residence, second home, or beach getaway, this unique cottage offers an opportunity to enjoy the 30A lifestyle without sacrificing character.
Rustic Old Florida charm, a fantastic beach location, and plenty of personality make this a rare offering in a highly sought-after area.
Buyer to verify all information, dimensions, measurements, and details.
#1012696

Santa Rosa Beach

73 E Seahorse Circle

2 Beds

2 Baths

1,120 Sq.Ft.

$889,000

MLS#: 1012696

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